Change the way you Bank

Start with Navika

Savings and Loan Accounts

Savings Scheme

Navika India Nidhi Limited has several Saving Scheme

Loan Schemes

Loan Against Fixed Deposit is a Loan scheme of Navika India Nidhi Limited.

Why Choose Navika India Nidhi Limited

Navika India Nidhi Limited Works under the supervision of Ministry of corporate affairs & Reserve Bank of India

Navika Vs BANK

  • No Income proof required to apply a loan
  • The loan will be disbursed with in 24 hours and second loan will be with in one hours .
  • Zero Balance saving account available
  • Door Step facility available.
  • The loan rate of interest must be lower rather than bank
  • Online banking free of coast
  • The saving account interest will be higher than a bank account
  • Higher Rate of interest on all saving scheme than a bank .

Open an account

That gives you high returns

Make a request on our website and wait for response to e-mail within 15-30 minutes from the time of the request during business hours.

Smartest banking

with easiest process

Apply for loan on our website and wait for response to e-mail within 15-30 minutes from the time of the request during business hours.

Navika is the right choice for you if:

you are 18 or older

The minimum age to use our service is 18 years.

you are an india Resident

Must be a current resident of the India.

you have a Bank Account

You need an active Indian bank account to allow the money to be transferred to you.

you are honest and trustworthy

You deffinitely have to be a nice person 🙂

you have a valid Address

Must be a current resident of the India.

you have a regular income

You must have an income every month whether it be benefits or a job.

Why people choose us

We offer a totally new way of borrowing

Works under supervision of MCA

RBI.The policy change time to time .We follow the policy of MCA as well as RBI for Nidhi company .

Provide doorstep facility

We provide doorstep facility to our all customer ,so need to visit branch or waste their time.

Completely transparency policy

We have completely transparency policy for our members .We give 100 % online banking facility.

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